Boat Financing & Loans
Canada's Most Trusted Provider For Powersports & Recreational Vehicle Financing. Good Credit, Bad Credit, No Credit. Serving All Provinces.
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GOOD & BAD CREDIT APPROVED
We won't judge you for your credit history. We work with flexible lenders that specialize in getting you approved and ready to buy the vehicle or toy of your dreams today, regardless of your financial circumstances.
THE FREEDOM TO CHOOSE
We put the power of choice into your hands! Whatever you're dreaming of, chances are that we can make it yours. ATV, RV, Personal Watercraft, Hot Tub, Motorcycle, & so much more!
ULTIMATE BUYING POWER
We give you the freedom to shop like a cash buyer. Shop for almost anything at any dealership, or buy from a private seller, new or used vehicles- the choice is yours!
Start Your Journey
Are you eager to start your journey towards Boat or other Watercraft ownership? You're in the right place. We're here to guide you every step of the way. Whether you're a seasoned boater or a first-time adventurer, our hassle-free financing solutions will help you get out on the water with confidence.
How it Works
- GET PRE-QUALIFIED
Complete the quick application and we can usually get you approved within 24 hours! No proof of income? Self-employed? We've got your back! Just apply now to get started. - SHOP WITH CONFIDENCE
Shop like a cash buyer! Choose any unit (new or used) at any dealership or private seller. The choice is yours! - CONGRATULATIONS
Tell all your friends how fast & easy it was to get a loan with National Powersports Financing!
Frequently Asked Boat Loan Questions
No, getting prequalified for Boat financing does not hurt your credit. We understand that you want to explore your financing options without negatively impacting your credit score. That's why we use a soft credit inquiry for prequalification. Feel free to get prequalified today and take the first step toward your Boating adventure without any worries about harming your credit. We're here to help you every step of the way!
The loan term for Boat financing can vary but commonly ranges from 36 months to 240 months (3 to 20 years). The specific loan term you choose depends on your financial situation, budget, and preferences. Shorter loan terms allow you to pay off the Boat or watercraft faster and potentially save on interest. Longer loan terms offer lower monthly payments, which can make the purchase more affordable in the short term.
Boat financing is not limited to new only new boats. Choose any unit, new or used, at any dealership or private seller. You choose the unit, we give you the money!
We specialize in dealing with clients who have credit issues. Many applicants will qualify with no down payment. We have a very high ratio of clients that are approved very quickly.
What Our Customers Say
Fast, Easy, Painless Approval.
Your Credit Is No Problem!
Shop for any Boat you'd like!
Buy New Or Used
Shop At Any Dealer Or Private Seller!
We can finance all of your favorite makes and models, including the most popular on the market.