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ATV, UTV & Side By Side Financing & Loans

Canada's Most Trusted Provider For Powersports & ATV Vehicle Financing. Good Credit, Bad Credit, No Credit. Serving All Provinces.

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We won't judge you for your credit history. We work with flexible lenders that specialize in getting you approved and ready to buy the vehicle or toy of your dreams today, regardless of your financial circumstances.

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We put the power of choice into your hands! Whatever you're dreaming of, chances are that we can make it yours. ATV, RV, Personal Watercraft, Hot Tub, Motorcycle, & so much more!

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We give you the freedom to shop like a cash buyer. Shop for almost anything at any dealership, or buy from a private seller, new or used vehicles- the choice is yours!

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Start Your Journey

Start your all-terrain adventure with confidence, thanks to our straightforward ATV, UTV & Side By Side financing. Whether you're a seasoned off-roader or a newcomer to the world of ATV (All-Terrain Vehicle) exploration, we've got the financing solutions to get you on the path to your next adventure.

How it Works

    Complete the quick application and we can usually get you approved within 24 hours! No proof of income? Self-employed? We've got your back! Just apply now to get started.

    Shop like a cash buyer! Choose any unit (new or used) at any dealership or private seller. The choice is yours!

    Tell all your friends how fast & easy it was to get a loan with National Powersports Financing!
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Frequently Asked ATV, UTV & Side by Side Loan Questions

No, getting prequalified for ATV, UTV or Side by Side financing does not hurt your credit. We understand that you want to explore your financing options without negatively impacting your credit score. That's why we use a soft credit inquiry for prequalification.

Feel free to get prequalified today and take the first step toward your ATV adventure without any worries about harming your credit. We're here to help you every step of the way!

The average price of an ATV can vary widely depending on factors such as the brand, model, size, features, and whether it's new or used. ATV’s can cost anywhere from $3,000 to $17,000, with an average price being around $8,000.

The loan term for ATV, UTV or Side by Side financing can vary but commonly ranges from 24 to 72 months (2 to 6 years). Shorter loan terms often result in higher monthly payments but lower overall interest costs, while longer terms may have lower monthly payments but potentially higher total interest expenses. The right term for you depends on your budget and financial goals.

ATV, UTV or Side by Side financing is not limited to new vehicles. Choose any unit, new or used, at any dealership or private seller. You choose the unit, we give you the money!

We specialize in dealing with clients who have credit issues. Many applicants will qualify with no down payment. We have a very high ratio of clients that are approved very quickly.

What Our Customers Say

Fast, Easy, Painless Approval.

Your Credit Is No Problem!

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Shop for any ATV, UTV or Side by Side you'd like!

Buy New Or Used

Shop At Any Dealer Or Private Seller!

We can finance all of your favorite makes and models, including the most popular on the market:

Brand Popular Models
Polaris RZR XP 1000, Sportsman 570, Ranger XP 1000
Can-Am Maverick X3, Outlander 570, Defender HD10
Yamaha YXZ1000R, Grizzly EPS, Wolverine RMAX2 1000
Honda Talon 1000R, Foreman 500, Pioneer 1000
Kawasaki Teryx KRX 1000, Brute Force 750, Mule PRO-FXT
Arctic Cat Wildcat XX, Alterra 700, Prowler Pro
Suzuki KingQuad 750AXi, KingQuad 500AXi
John Deere Gator XUV590M, Gator XUV835M
Hisun Sector 750, Strike 1000
Kymco UXV 700i, MXU 450i
Mahindra ROXOR, mPact XTV
Textron Off Road Stampede, Havoc
Kubota RTV-XG850 Sidekick, RTV-X1140
Bobcat UV34, UV59
Intimidator GC1K, Classic Series



Apply NOW!

Get approved and start shopping for your RV, travel trailer or camper as soon as today!

In connection with this application for financing, I certify that all information provided by me is true, accurate and complete in all respects. I authorize and consent to the use by National Powersports Financing (and its assignees or transferees) of my personal information for the purpose of initiating, processing or executing this financing transaction including to exchange my personal information with any credit reporting agency, credit bureau, my employer, my insurer or aggregator of information for such insurer and/or other parties in connection with considering or proceeding with this transaction. By submitting this application, I consent to receiving electronic communications, including SMS and Email, from National Powersports Financing (and its assignees or transferees) and agree to the Privacy Policy.